For Teresa Rogers 'For many years I gave my receipts and bank statements in a bundle to my accountant, waited for him to do his dark voodoo and tell me what I owed. It left me totally in the dark about how my finances worked, how I was spending my money. I couldn't save and feared the dreaded knock of an HMRC investigation. In the last 18m Teresa has given me the tools to take control of my finances. Through her patient explanations and passion for detail, she has given me an understanding and enthusiasm for taking control of my finances, plus she has saved me thousands already after just one tax return. Thank you so much.' Barbara Graham, Stella&Dot.