As well as moving into winter with an energy crisis, it's not just the temperature which is freezing. The Chancellor today froze (and reduced) many allowances, going cold on small business growth. 

It turns out the markets were king all along! Today, Jeremy Hunt has tried to demonstrate the government takes the markets, or just good financial management, seriously by reversing a lot of measures announced less than a month ago.

At the beginning of the week, we welcomed new King Charles III. At the end of the week we're asked to welcome another King. Cash in people's and businesses' hands is clearly the new King!

Apart from increasing their salaries, what affordable initiatives can you take to help alleviate your employees' cost of living increases?